FINANCE CENTER

Auto Financing & Leasing Options in Wilkes-Barre, PA

Secure competitive financing and flexible leasing solutions for your new or used Mazda purchase at Bergey's Mazda of Wilkes-Barre. Our experienced finance team at our family-owned dealership in Larksville, Pennsylvania works with a comprehensive network of trusted lending partners to provide financing options for customers with varying credit situations and budgetary requirements. Whether you're a first-time buyer establishing credit, have excellent credit seeking the best rates, or are working to rebuild your credit history, our finance professionals are committed to finding creative solutions that get you behind the wheel of your ideal Mazda with terms that fit comfortably within your budget.

Comprehensive Financing Solutions

Our finance department specializes in securing competitive auto loan rates through relationships with banks, credit unions, and specialized automotive lenders who understand the unique needs of vehicle buyers in the Wilkes-Barre, Scranton, and surrounding Pennsylvania communities. We offer traditional financing options for new and used vehicle purchases, with flexible terms that can be customized to match your preferred monthly payment and down payment capabilities. Our finance team takes time to understand your specific financial situation, explain all available options clearly, and structure loan terms that provide comfortable monthly payments while minimizing overall interest costs. Pre-approval processes are available to help you shop with confidence, knowing your financing is already secured before you visit our showroom.

Flexible Leasing Programs

Mazda leasing programs provide an attractive alternative to traditional financing, offering lower monthly payments, minimal down payment requirements, and the flexibility to drive newer vehicles with the latest technology and safety features. Our lease specialists explain the benefits of leasing including warranty coverage throughout your lease term, predictable monthly expenses, and the option to purchase your vehicle at lease end or simply return it and lease something new. Leasing can be particularly advantageous for customers who prefer driving newer vehicles, want lower monthly payments, or don't drive excessive mileage. We work with Mazda Financial Services and other leasing companies to secure competitive lease terms and explain all aspects of lease agreements to ensure you understand mileage allowances, wear-and-tear guidelines, and end-of-lease options.

Credit Solutions and Special Programs

Understanding that customers have diverse credit backgrounds, our finance team works with lenders who specialize in various credit situations including first-time buyers, customers with limited credit history, and those working to rebuild their credit standing. We also facilitate special financing programs for military personnel, recent graduates, and other qualified buyers who may be eligible for preferential rates or terms. Our approach focuses on finding solutions rather than obstacles, using our extensive lender network and industry experience to secure approvals and competitive terms for customers who might face challenges at other dealerships. Throughout the process, we maintain complete transparency about terms, rates, and requirements while protecting your personal information and treating your financial situation with respect and confidentiality.

Streamlined Application and Approval Process

Our finance application process is designed for convenience and efficiency, with options to complete preliminary applications online or in-person at our dealership. Our finance team reviews applications promptly and works quickly to secure approvals and finalize terms, often completing the entire process during your dealership visit. We explain all paperwork clearly, ensure you understand loan or lease terms completely, and answer any questions you have about your financing arrangement. Our goal is to make the finance process as smooth and stress-free as possible while ensuring you receive competitive terms that fit your budget and help you enjoy your new Mazda purchase with confidence.

Contact Bergey's Mazda of Wilkes-Barre to discuss your financing needs and discover how our experienced team can help make your next vehicle purchase affordable and accessible. Our finance professionals are ready to review your situation, explain available options, and work diligently to secure the financing solution that best meets your needs and budget. Whether you prefer the benefits of ownership through financing or the flexibility of leasing, we'll guide you through the process with the personal attention and transparent service that sets our dealership apart.